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It's worth the effort to gain a fair settlement If you become involved in a car accident, adequate compensation is vital. The combination of missed work, hospital bills and repair expenses could rapidly drain your checking account. Sadly, auto insurers often use this situation to their benefit. They make excuses and hope that you're desperate enough to accept a paltry sum. Fortunately, you can take steps to thwart these tactics. 1. Immediately contact the local authorities and ensure that they file a police report. This proves to the insurance company that a crash truly occurred.
If necessary, travel to the emergency room or schedule a medical appointment without delay. Don't tell the insurer or police that you are unhurt. Some injuries may not produce symptoms until later in the month. 2. Try not to miss any appointments associated with the collision. An insurer might take advantage of this mistake to belittle your claim. When possible, avoid using service providers that the auto insurance company recommends. These mechanics or doctors may face pressure to downplay the harm caused by major accidents. If they fail to comply, the insurer could punish them by sending customers elsewhere. 3. It's crucial to fully understand the benefits that your auto coverage provides. This makes it harder for insurance adjusters to deceive you. It also prevents you from undermining a claim by demanding payments that you don't qualify to receive. Be sure to thoroughly examine the policy. An attorney can help you interpret any ambiguous language in this document. 4. Before you accept compensation, carefully estimate the total cost of an accident. Don't forget to include spending on medications, car rentals and taxi or bus fares. If a crash totals your car, conduct research to determine how much it was worth before the collision. You can dispute a meager settlement by presenting this data to an adjuster. 5. You might gain more compensation by skillfully negotiating with the insurer. Prepare for adjusters to accuse you of driving poorly, exaggerating injuries or failing to maintain your car. Don't say anything to indicate that you desperately need the money. Use specific facts and figures to support your arguments. If an adjuster inspects your vehicle, confirm that he or she notices all of the damage. You may also benefit from hiring an insurance litigation attorney. Approximately one out of three injured drivers obtain legal representation, according to the Insurance Research Council. A lawyer can help you gain fair compensation more quickly. Costner Law specializes in representing motorists with auto insurance claims. Our Savannah law firm has the experience to ensure that adjusters take your needs seriously.

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Costner Law Groupc
502 Hurst Avenue
Savannah, GA 31406‎

 

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  • (912) 355-0515
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  • Elizabeth@ecostnerlaw.com